A Letter from the President...

Adriatic Insurance Co. underwrites Commercial Physical Damage and Motor Truck Cargo coverages operating in all states except CO, NV, DE and any states north of New York. We obtained an A+ Superior rating from A.M. Best on April 13, 2007.

Our core business being trucking and livery, we write these risks in all states from New York to California. We have seen a large increase in volume from the Uber and Lyft livery vehicles over the past year. Livery includes taxi's, limousines and ambulance services both emergency and non-emergency along with school buses.

The commercial truck business includes individual units to fleets of any size. Our limits are usually in the average range of $40,000 yet we write individual values to $150,000. In some cases we are writing higher values provided the risk qualifies to our underwriting standards.

Hard to place risks has always been a class of business that we are open to write with the exception of the tour bus class and the stainless steel trailer business. Motor Truck Cargo has been offered to our brokers with limits of $100,000 and $150,000 in some cases. We provide reefer coverage, building materials and containerized freight.

We would be pleased to consider your agency for appointment provided you are licensed as an excess and surplus lines broker since we are a non-admitted carrier in the areas that we write business. Please give us a call to discuss that possibility. You may reach us toll free at (800) 535-7291.



President, Adriatic Insurance Company


This company was issued a secure rating by the A.M. Best Company, click for additional details
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